Find the term. Then read the source.

A source-led reference for NRI banking, FEMA, property and India-linked structure terminology.

NRI terminology

Terms without the sales gloss.

Concise educational definitions for common India-linked NRI terms. Each term is a starting point for primary-source reading, not an assessment of your circumstances.

AIF

Alternative Investment Fund. A regulated fund category under SEBI’s AIF framework; its structure, eligibility, risks and documents require independent review.

FCNR(B)

Foreign Currency Non-Resident (Bank) deposit. A term-deposit route maintained in eligible foreign currency, subject to prevailing bank terms and applicable rules.

FEMA

Foreign Exchange Management Act, 1999. The legal framework governing foreign-exchange matters; specific facts may be governed by regulations, directions and documentation.

GIFT City

Gujarat International Finance Tec-City, including the International Financial Services Centre ecosystem. It is a jurisdictional and regulatory context, not a product recommendation.

NRE

Non-Resident External (Rupee) account. A rupee-denominated account route for eligible persons resident outside India, subject to current bank and regulatory conditions.

NRO

Non-Resident Ordinary rupee account. An account route often used for India-linked income and funds, subject to current bank, tax, documentation and repatriation conditions.

Repatriation

The transfer of funds from India abroad. Rules, limits, taxes, documentation and the source of funds can matter; this glossary does not determine eligibility.

RERA

Real Estate (Regulation and Development) Act, 2016 and the relevant state authority context. Project registration and documents should be independently verified with the applicable authority.

Reviewed source trail

Reviewed: 12 August 2026. Start with the Reserve Bank of India, India Code, SEBI and the relevant state RERA authority. Requirements can change, and this page is not legal, tax, investment, banking or property advice.