Sharpe Ratio vs Sortino Ratio: Which One Should You Actually Use?
Sharpe counts every swing as risk. Sortino only counts the downside. Here’s the difference, a worked example, and which ratio NRIs should actually trust.
Maximum Drawdown Explained: The Risk Number NRI Investors Overlook
Average annual return hides the pain. Maximum drawdown shows the worst peak-to-trough loss you’d actually have lived through — here’s how NRIs should read it.
NRI Aadhaar Update from Abroad: What You Can (and Can’t) Do Online
Only your address can be updated online. Mobile number, name, date of birth, and biometrics all require an in-person visit to India — here is exactly what NRIs can and can’t do remotely.
NRE vs FCNR Deposit Rates 2026: What NRIs Should Do Before RBI’s Rate Window Closes
RBI removed the rate cap on NRE and FCNR(B) deposits till September 30, 2026. Current best rates, and how NRIs should choose between the two before the window closes.
Beyond the NRE FD: Global Fixed Income Options NRIs Often Overlook
NRE FDs aren’t the only fixed income option for NRIs. A look at US Treasuries, investment-grade corporate bonds, GIFT City dollar FDs, and bond funds — compared on a currency-adjusted basis.
What Rupee Depreciation Really Costs NRI Investors: The Math Behind the Headlines
A 12% rupee return isn’t 12% once you convert it back. A worked, numbers-first look at what long-term rupee depreciation actually costs NRI investors, and which instruments avoid it.
Should NRIs Hold Investments in Multiple Currencies? A Practical Diversification Guide
When does deliberately holding assets across more than one currency actually help an NRI, and when is it just unnecessary complexity? A practical framework for deciding.
NRI Returns in Dollars vs Rupees: How Currency Movements Actually Affect What You Keep
A 12% rupee return and a 12% dollar return are not the same thing. How to calculate what currency movement actually does to your NRI investment returns, with a worked example.
NRI Investment Policy Statement: The One-Page Plan Most Investors Skip
A short written document recording your goals, risk tolerance and rules before you need them, not during a market swing. Why NRIs specifically benefit from an investment policy statement, and what the one page should contain.
India Property
Which Type of Property Gives NRIs the Best Returns in India: Residential, Commercial, or REITs?
Residential apartments, Grade-A commercial office space, listed REITs, or land — a rental yield, liquidity and management comparison to help NRIs weigh property types on returns, not just location.